Union Bank of the Philippines engages in the provision of financial and banking services. It operates through the following segments: Consumer Banking, Corporate and Commercial Banking, Treasury, and Headquarters. The Consumer Banking segment includes individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities, and funds transfer facilities. The Corporate and Commercial Banking segment offers loans, credit facilities, and deposit and current accounts for corporate, institutional, small, and medium enterprises, and middle market customers. The Treasury segment covers liquidity and funding requirements, and handling transactions in financial markets covering foreign exchange, fixed income trading, and investments and derivatives. The Headquarters segment consists of corporate management, support, and administrative units. The company was founded on August 16, 1968 and is headquartered in Pasig, Philippines.
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